Independent mortgage firms have had a significant positive impact on the lending industry. Today, the use of a professional mortgage firm such as IFG is one of the key strategies used by many sophisticated borrowers.

What is an Independent Mortgage Firm?

IFG is an independent real-estate financing company that specializes in the origination of residential mortgage loans. IFG normally passes the actual funding and servicing of loans to other sources. IFG is also an independent company working with (on average) as many as 40 lenders at any one time. By combining professional expertise with direct access to hundreds of loan products, IFG provides the most efficient way to obtain financing tailored to your specific financial goals.

What Does IFG Do?

In the volatile home-lending market, IFG can serve as a safeguard, offering it's clients security, safety, and peace of mind. One of IFG's most important functions is escorting your loan application through the entire process, constantly patrolling the component transactions for possible breakdowns. A professional loan officer can wade through the mountains of rate data and program options, researching current market conditions to find the best loan for your particular situation.

IFG Handles the Details!

There are literally thousands of variables that can affect the outcome of your mortgage transaction. That's why you need IFG to act as a liaison between the title and escrow company, real estate agent, lender, appraiser, credit agency, the underwriters, the processors, attorneys, and any other services which may affect your transaction.

IFG also:

• Discusses and explains financing program options
• Informs you, in writing, of lock-in options
• Explains all documents of the loan application
• Explains all associated costs of the loan application
• Explains the disbursement of all loan applications
• Explains the loan process, from application to closing
• Provides you with a good faith estimate of cost and fees
• Communicates with you throughout the loan process in a timely manner
• Coordinates the final closing of your transaction .
• Sends a closer to finish the closing in the comfort of your home.